/* Onboarding Styles */
    .onboarding-container {
        max-width: 1000px;
        margin: 0 auto;
        background: var(--white);
        border-radius: 16px;
        box-shadow: 0 20px 60px rgba(0, 0, 46, 0.1);
        overflow: hidden;
        margin-bottom: 100px;
    }
    input.phone-error {
        border-color: #dc3545 !important;
        box-shadow: 0 0 0 3px rgba(220, 53, 69, 0.15) !important;
    }

    .onboarding-header {
        background: linear-gradient(135deg, var(--deep-blue) 0%, #1a3a8f 100%);
        color: white;
        padding: 40px 30px;
        text-align: center;
    }

    .onboarding-header h1 {
        color: white;
        margin-bottom: 15px;
        font-size: 2.2rem;
    }

    .onboarding-header p {
        opacity: 0.9;
        max-width: 700px;
        margin: 0 auto;
    }

    .onboarding-progress {
        display: flex;
        justify-content: space-between;
        position: relative;
        margin: 40px 0 20px;
        padding: 0 20px;
    }

    .onboarding-progress::before {
        content: '';
        position: absolute;
        top: 15px;
        left: 50px;
        right: 50px;
        height: 2px;
        background: rgba(255, 255, 255, 0.3);
        z-index: 1;
    }

    .progress-step {
        display: flex;
        flex-direction: column;
        align-items: center;
        position: relative;
        z-index: 2;
        flex: 1;
    }

    .step-number {
        width: 32px;
        height: 32px;
        border-radius: 50%;
        background: rgba(255, 255, 255, 0.3);
        color: white;
        display: flex;
        align-items: center;
        justify-content: center;
        font-weight: 600;
        font-size: 0.9rem;
        margin-bottom: 10px;
        transition: var(--transition);
    }

    .progress-step.active .step-number {
        background: var(--investment-orange);
        transform: scale(1.1);
    }

    .progress-step.completed .step-number {
        background: #27ae60;
    }

    .step-label {
        color: rgba(255, 255, 255, 0.8);
        font-size: 0.85rem;
        text-align: center;
        transition: var(--transition);
    }

    .progress-step.active .step-label {
        color: white;
        font-weight: 500;
    }

    .onboarding-body {
        padding: 50px;
    }

    .onboarding-step {
        display: none;
    }

    .onboarding-step.active {
        display: block;
    }

    .step-content {
        animation: fadeIn 0.5s ease;
    }

    @keyframes fadeIn {
        from { opacity: 0; transform: translateY(10px); }
        to { opacity: 1; transform: translateY(0); }
    }

    /* Account Type Selection */
    .account-type-grid {
        display: grid;
        grid-template-columns: repeat(2, 1fr);
        gap: 25px;
        margin-top: 30px;
    }

    .account-type-card {
        background: var(--white);
        border: 2px solid var(--medium-gray);
        border-radius: 12px;
        padding: 35px 25px;
        text-align: center;
        cursor: pointer;
        transition: var(--transition);
        position: relative;
        overflow: hidden;
    }

    .account-type-card:hover {
        transform: translateY(-5px);
        border-color: var(--investment-orange);
        box-shadow: 0 10px 30px rgba(212, 93, 0, 0.1);
    }

    .account-type-card.selected {
        border-color: var(--investment-orange);
        background: rgba(212, 93, 0, 0.05);
        box-shadow: 0 10px 30px rgba(212, 93, 0, 0.1);
    }

    .account-type-icon {
        width: 70px;
        height: 70px;
        border-radius: 50%;
        background: rgba(10, 36, 99, 0.1);
        display: flex;
        align-items: center;
        justify-content: center;
        margin: 0 auto 20px;
        font-size: 1.8rem;
        color: var(--deep-blue);
        transition: var(--transition);
    }

    .account-type-card.selected .account-type-icon {
        background: rgba(212, 93, 0, 0.2);
        color: var(--investment-orange);
    }

    .account-type-card h3 {
        font-size: 1.4rem;
        margin-bottom: 10px;
        color: var(--deep-blue);
    }

    .account-type-card p {
        color: var(--dark-gray);
        font-size: 0.95rem;
        line-height: 1.5;
        margin-bottom: 15px;
    }

    .account-type-badge {
        position: absolute;
        top: 15px;
        right: 15px;
        background: var(--investment-orange);
        color: white;
        padding: 4px 10px;
        border-radius: 20px;
        font-size: 0.75rem;
        font-weight: 600;
    }

    /* Form Styles */
    .form-section {
        margin-bottom: 40px;
        padding-bottom: 40px;
        border-bottom: 1px solid var(--medium-gray);
    }

    .form-section:last-child {
        border-bottom: none;
        margin-bottom: 0;
        padding-bottom: 0;
    }

    .form-section h3 {
        font-size: 1.5rem;
        margin-bottom: 25px;
        color: var(--deep-blue);
        display: flex;
        align-items: center;
    }

    .form-section h3 i {
        margin-right: 12px;
        color: var(--investment-orange);
    }

    .form-row {
        display: flex;
        gap: 20px;
        margin-bottom: 20px;
    }

    .form-row .form-group {
        flex: 1;
    }

    .form-group {
        margin-bottom: 20px;
    }

    .form-group label {
        display: block;
        margin-bottom: 8px;
        font-weight: 600;
        color: var(--deep-blue);
        font-size: 0.95rem;
    }

    .form-group label .required {
        color: #c0392b;
    }

    .form-control, .form-select {
        width: 100%;
        padding: 14px 16px;
        border: 1px solid var(--medium-gray);
        border-radius: 8px;
        font-family: 'Inter', sans-serif;
        font-size: 1rem;
        transition: var(--transition);
        background: var(--light-gray);
    }

    .form-control:focus, .form-select:focus {
        outline: none;
        border-color: var(--investment-orange);
        box-shadow: 0 0 0 3px rgba(212, 93, 0, 0.1);
        background: var(--white);
    }

    /* Fund Selection */
    .fund-grid {
        display: grid;
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
        margin-top: 20px;
    }

    .fund-option {
        background: var(--white);
        border: 2px solid var(--medium-gray);
        border-radius: 10px;
        padding: 25px;
        cursor: pointer;
        transition: var(--transition);
    }

    .fund-option:hover {
        border-color: var(--investment-orange);
        transform: translateY(-3px);
    }

    .fund-option.selected {
        border-color: var(--investment-orange);
        background: rgba(212, 93, 0, 0.05);
    }

    .fund-header {
        display: flex;
        justify-content: space-between;
        align-items: flex-start;
        margin-bottom: 15px;
    }

    .fund-header h4 {
        font-size: 1.2rem;
        color: var(--deep-blue);
        margin: 0;
    }

    .risk-badge {
        padding: 4px 12px;
        border-radius: 20px;
        font-size: 0.8rem;
        font-weight: 600;
    }

    .risk-low { background: rgba(46, 204, 113, 0.15); color: #27ae60; }
    .risk-medium { background: rgba(241, 196, 15, 0.15); color: #f39c12; }
    .risk-high { background: rgba(231, 76, 60, 0.15); color: #c0392b; }

    .fund-description {
        color: var(--dark-gray);
        font-size: 0.95rem;
        margin-bottom: 15px;
        line-height: 1.5;
    }

    .fund-currency {
        display: flex;
        align-items: center;
        color: var(--dark-gray);
        font-size: 0.9rem;
    }

    .fund-currency i {
        color: var(--investment-orange);
        margin-right: 8px;
    }

    /* Document Upload */
    .document-requirements {
        background: var(--light-gray);
        padding: 25px;
        border-radius: 10px;
        margin-bottom: 30px;
    }

    .document-list {
        margin-top: 20px;
    }

    .document-item {
        display: flex;
        align-items: center;
        margin-bottom: 15px;
        padding: 12px 15px;
        background: var(--white);
        border-radius: 8px;
        border-left: 4px solid var(--investment-orange);
    }

    .document-item i {
        color: var(--investment-orange);
        margin-right: 15px;
        font-size: 1.2rem;
    }

    .document-info {
        flex: 1;
    }

    .document-info h5 {
        margin-bottom: 5px;
        color: var(--deep-blue);
        font-size: 1rem;
    }

    .document-info p {
        color: var(--dark-gray);
        font-size: 0.9rem;
        margin-bottom: 8px;
    }

    .document-badge {
        display: inline-block;
        padding: 3px 10px;
        border-radius: 12px;
        font-size: 0.75rem;
        font-weight: 600;
    }

    .document-badge.mandatory {
        background: rgba(231, 76, 60, 0.15);
        color: #c0392b;
    }

    .document-badge.optional {
        background: rgba(52, 152, 219, 0.15);
        color: #2980b9;
    }

    .upload-area {
        border: 2px dashed var(--medium-gray);
        border-radius: 10px;
        padding: 40px 20px;
        text-align: center;
        cursor: pointer;
        transition: var(--transition);
        margin-bottom: 20px;
    }

    .upload-area:hover {
        border-color: var(--investment-orange);
        background: rgba(212, 93, 0, 0.02);
    }

    .upload-area i {
        font-size: 3rem;
        color: var(--medium-gray);
        margin-bottom: 20px;
        transition: var(--transition);
    }

    .upload-area:hover i {
        color: var(--investment-orange);
    }

    .upload-area h4 {
        margin-bottom: 10px;
        color: var(--deep-blue);
    }

    .upload-area p {
        color: var(--dark-gray);
        font-size: 0.95rem;
        margin-bottom: 5px;
    }

    .upload-area small {
        color: var(--dark-gray);
        font-size: 0.85rem;
    }

    .file-list {
        margin-top: 20px;
    }

    .file-item {
        display: flex;
        align-items: center;
        padding: 15px;
        background: var(--light-gray);
        border-radius: 8px;
        margin-bottom: 10px;
    }

    .file-icon {
        width: 40px;
        height: 40px;
        background: var(--investment-orange);
        color: white;
        border-radius: 8px;
        display: flex;
        align-items: center;
        justify-content: center;
        margin-right: 15px;
        font-size: 1.2rem;
    }

    .file-info {
        flex: 1;
    }

    .file-name {
        font-weight: 600;
        color: var(--deep-blue);
        margin-bottom: 5px;
    }

    .file-size {
        color: var(--dark-gray);
        font-size: 0.85rem;
    }

    .file-remove {
        color: #c0392b;
        cursor: pointer;
        padding: 8px;
        border-radius: 6px;
        transition: var(--transition);
    }

    .file-remove:hover {
        background: rgba(231, 76, 60, 0.1);
    }

    /* Signatory/Beneficiary Tables */
    .table-responsive {
        overflow-x: auto;
        margin-top: 20px;
    }

    .data-table {
        width: 100%;
        border-collapse: collapse;
        background: var(--white);
        border-radius: 10px;
        overflow: hidden;
        box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
    }

    .data-table th {
        background: var(--deep-blue);
        color: white;
        font-weight: 600;
        padding: 15px;
        text-align: left;
        font-size: 0.95rem;
    }

    .data-table td {
        padding: 15px;
        border-bottom: 1px solid var(--medium-gray);
        color: var(--dark-gray);
    }

    .data-table tr:last-child td {
        border-bottom: none;
    }

    .data-table input {
        width: 100%;
        padding: 10px;
        border: 1px solid var(--medium-gray);
        border-radius: 6px;
        font-family: 'Inter', sans-serif;
        font-size: 0.95rem;
    }

    .data-table input:focus {
        outline: none;
        border-color: var(--investment-orange);
    }

    .add-row-btn {
        background: var(--investment-orange);
        color: white;
        border: none;
        padding: 12px 24px;
        border-radius: 8px;
        font-weight: 600;
        cursor: pointer;
        transition: var(--transition);
        margin-top: 20px;
        display: inline-flex;
        align-items: center;
    }

    .add-row-btn:hover {
        background: #b35000;
        transform: translateY(-2px);
    }

    .add-row-btn i {
        margin-right: 8px;
    }

    /* Navigation Buttons */
    .onboarding-navigation {
        display: flex;
        justify-content: space-between;
        margin-top: 50px;
        padding-top: 30px;
        border-top: 1px solid var(--medium-gray);
    }

    .nav-btn {
        padding: 14px 30px;
        border-radius: 8px;
        font-weight: 600;
        font-size: 1rem;
        cursor: pointer;
        transition: var(--transition);
        border: none;
        font-family: 'Inter', sans-serif;
        display: inline-flex;
        align-items: center;
    }

    .nav-btn i {
        margin-right: 8px;
    }

    .btn-prev {
        background: transparent;
        color: var(--dark-gray);
        border: 1px solid var(--medium-gray);
    }

    .btn-prev:hover {
        background: var(--light-gray);
    }

    .btn-next {
        background: var(--investment-orange);
        color: white;
    }

    .btn-next:hover {
        background: #b35000;
        transform: translateY(-2px);
        box-shadow: 0 8px 20px rgba(212, 93, 0, 0.2);
    }

    .btn-submit {
        background: #27ae60;
        color: white;
    }

    .btn-submit:hover {
        background: #219653;
        transform: translateY(-2px);
        box-shadow: 0 8px 20px rgba(39, 174, 96, 0.2);
    }

    .btn-disabled {
        opacity: 0.5;
        cursor: not-allowed;
    }

    .btn-disabled:hover {
        transform: none;
        box-shadow: none;
    }

    /* Responsive */
    @media (max-width: 992px) {
        .account-type-grid,
        .fund-grid {
            grid-template-columns: 1fr;
        }
        
        .form-row {
            flex-direction: column;
            gap: 0;
        }
    }

    @media (max-width: 768px) {
        .onboarding-body {
            padding: 30px 20px;
        }
        
        .onboarding-progress {
            flex-wrap: wrap;
        }
        
        .progress-step {
            width: 50%;
            margin-bottom: 20px;
        }
        
        .onboarding-progress::before {
            display: none;
        }
    }